Gold Loan
Gold Loan
Gold loans are secured loans where borrowers pledge gold or other valuables as collateral.
They are typically short-term loans with lower interest rates due to the collateral.
It covers the entire lifecycle—from loan creation, application tracking, disbursement, EMI management, to final closure—ensuring efficient loan processing, repayment monitoring, and collateral management.
It is ideal for emergencies, business needs, or personal requirements.
Loan Creation & Management
- Create Loan: Initiate gold loan with collateral valuation and applicant details.
- View Gold Loan Applications: Track the status of applications.
- Disbursement of Approved Loan: Release funds against approved gold collateral.
- Receive EMI Payment / Repayment Schedule: Track EMIs and repayment history.
- Loan Closure EMI Type:Manage final settlement and closure of the gold loan.
- View Gold Loan Details: Access detailed account and collateral information.
Gold loan management provides a structured, secure, and transparent framework for handling loans backed by gold.
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